• Medicare Part C is commonly referred to as Medicare Advantage.

• Medicare Advantage plans include Medicare HMOs, Medicare PPOs, and Medicare Private Fee-for-Service plans.

• Medicare Advantage plans are administered by private companies and not the government-run Medicare program.
• You will still be in the Medicare program.
• You will still have Medicare rights and protections.
• Medicare Advantage policies usually have co-pays, coinsurance, and maximum out-of-pocket amounts.

In general, you must go to a doctor or hospital that accepts payment from the insurance company that is administering your Medicare Advantage policy.

Solutions Insurance encourages you to explore the following items when shopping for a Medicare Advantage policy:

• Will your doctor accept payment from the plan you are considering? If the premium for the product you are considering is $0 or close to that amount, you should carefully consider the policy's maximum out of pocket amount.  Some policies have very high maximum out of pocket maximums. If you do select a plan that has a low premium and a high maximum out-of-pocket amount, could your finances sustain that amount year after year if you experienced catastrophic events?