A Medicare supplement or Medigap insurance
policy will cover some or all of the expenses that Medicare Parts A & B do NOT
cover.
Purchase of a Medicare supplement or
Medigap insurance policy is optional. Consider the gaps in Medicare Parts A &
B carefully as you think about your future health care needs.
Some Medicare supplement or Medigap
insurance policies allow you to have a fixed-price medical expense. You can budget
for the future knowing that you will have to pay only the premium and never a doctor?s
bill for Medicare-covered services.
Purchasing a Medicare Supplement Plan
F offers the same coverage from company to company. You just have to be comfortable
with the financial status of the companies you are considering.
With a Medicare supplement policy,
you don't have to be concerned about networks or whether your doctor accepts your
insurance policy. If the doctor accepts Medicare, your policy will be accepted also.
Solutions Insurance recommends that you
consider purchasing a Medicare Supplement Plan F. With a Plan F, you should not
see a bill for any Medicare-covered services. You would have a fixed cost of health
insurance - you pay only for the premium of the policy.
The Medicare Part B premium for
2007 is $93.50 / month