Short Term Insurance Short term health insurance is designed to help you maintain health benefits in periods when coverage may be lacking, such as a job change or graduation. A quick look at some factors to consider regarding short term health insurance may help you understand if it is right for you.
Factors to Consider:
- Appropriate only for people in between coverages
- Health insurance benefits during the down time between your old health insurance coverage ending and your new health insurance kicking in. It is important to remember not to have a lapse of 63 days or more to keep you prior creditable coverage intact.
- Most short term health insurance policies allow for coverage to be extended to a spouse and/or dependents
- Short term health insurance tends to be affordable
- Short term health insurance policies are non-renewable
- You must to re-apply to extend coverage
- Short term policies are available from one to 12 months, although many insurers limit coverage to six month maximums
- Pre-existing conditions will not be covered by short term health insurance
- Preventative and routine care, like check-ups, are not covered
- Short term insurance does not constitute continuous coverage
To find out what coverage is right for you, contact Solutions Insurance for a consultation. We have the products that meet your needs and the service to help you avoid extended periods without coverage.
Call Solutions Insurance toll-free today at 888.337.9746 or e-mail us at inquiries@solutions-insurance.com to find out more.
Click on the logos below to get details on the products available to you as well as pricing information.
Short term coverage from Assurant is also available for students. Call or e-mail us to find out more.
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